Obtaining health insurance quotes can give the customer the essential information and the best deal on short-term health insurance plans. Most people will consider health insurance as a grudge purchase, similar to most insurance policies in fact, and many consumers opt for the lowest health insurance policy cost that they can get. Purchase decisions are based mostly upon the price, but sometimes the cover provided is important as well. Most customers though do not have the knowledge regarding the variety of health policies available, and many are not aware of the cover that each health policy provides, and are often confused by the jargon provided on each of the short-term health insurance quotes provided to them. In this scenario, it is often the cheapest quote that is taken up, potentially with disastrous consequences for the insured if anything were to ever go wrong, or there was some form of medical emergency. Therefore, it is sensible to study the details surrounding your health insurance policy thoroughly, given that the policies are as diverse as the persons who need them. The most likely clients of short-term health insurance are fresh college alumnae who are waiting for health insurance benefits shortly after their graduation and just before their initial occupation. In general, people who fall under the age of 65 can buy health insurance without an initial checkup, but you may have to disclose any prior illnesses and current conditions. These conditions are then excluded for a certain period of time under the insurance policy.